:root{
  --ink:#14171C; --muted:#4A5260; --line:#DDE1E7; --bg:#FFFFFF; --soft:#F4F5F7;
  --accent:#D9480F; --accent-ink:#B23A0B; --ok:#0B7A5C; --ok-soft:#E3F4EE; --dark:#14171C;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:'Inter','Noto Sans Lao',system-ui,sans-serif;line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--accent-ink)}
a:hover{color:#8A2D08}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}

.nav{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-family:'Archivo',sans-serif;font-weight:900;font-size:22px;letter-spacing:-.5px}
.brand b{color:var(--accent)}
.links{display:flex;gap:20px;flex-wrap:wrap}
.links a{color:var(--muted);text-decoration:none;font-weight:600;font-size:15px;padding:10px 0}
.links a:hover{color:var(--ink)}

.hero{background:var(--dark);color:#fff;overflow:hidden}
.hero-in{display:flex;flex-wrap:wrap;align-items:center;gap:48px;padding-top:72px;padding-bottom:80px}
.hero-copy{flex:1 1 460px;min-width:0}
.eyebrow{margin:0 0 12px;color:#FF8A4C;font-weight:700;font-size:15px}
.hero h1{margin:0;font-family:'Noto Sans Lao',sans-serif;font-size:clamp(32px,5vw,52px);line-height:1.3;font-weight:700}
.lead{color:#C9CED6;font-size:18px;max-width:560px;margin:20px 0 28px}
.cta{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;min-height:48px;padding:0 22px;border-radius:12px;font-weight:700;text-decoration:none;font-size:16px}
.btn.primary{background:var(--accent);color:#fff}
.btn.primary:hover{background:#C2410C;color:#fff}
.btn.ghost{border:1px solid #3A414D;color:#fff}
.btn.ghost:hover{border-color:#8A93A1;color:#fff}
.banks{list-style:none;display:flex;gap:10px;flex-wrap:wrap;padding:0;margin:28px 0 0}
.banks li{border:1px solid #3A414D;border-radius:999px;padding:6px 14px;font-size:14px;font-weight:700;color:#E6E9EE}

.hero-art{flex:1 1 360px;position:relative;min-height:400px;max-width:440px}
.bubble{position:absolute;left:0;top:10px;background:#fff;color:var(--ink);border-radius:18px 18px 18px 6px;padding:14px 18px;display:flex;gap:12px;align-items:center;box-shadow:0 10px 30px rgba(0,0,0,.35)}
.bubble small{display:block;color:var(--muted);font-size:13px}
.bubble strong{font-size:22px}
.ava{width:40px;height:40px;border-radius:999px;background:#E6E9EE;display:flex;align-items:center;justify-content:center;font-weight:700;color:var(--muted)}
.bill{position:absolute;right:0;top:100px;width:min(300px,80%);background:#fff;color:var(--ink);border-radius:18px;overflow:hidden;box-shadow:0 16px 40px rgba(0,0,0,.4)}
.bill-h{background:var(--soft);padding:14px 18px;display:flex;justify-content:space-between;align-items:center}
.paid{font-size:13px;font-weight:700;padding:4px 10px;border-radius:999px;background:var(--ok-soft);color:var(--ok)}
.bill-b{padding:14px 18px;display:flex;flex-direction:column;gap:8px}
.row{display:flex;justify-content:space-between;gap:12px}
.row.mute{color:var(--muted)}
.row.total{border-top:1px dashed #C9CED6;padding-top:10px;font-size:19px;font-weight:700}
.ok{position:absolute;left:24px;bottom:16px;background:var(--ok);color:#fff;border-radius:14px;padding:12px 16px;display:flex;gap:8px;align-items:center;font-weight:700;box-shadow:0 10px 30px rgba(0,0,0,.35)}

.sec{padding:80px 0}
.sec.alt{background:var(--soft)}
.sec h2{font-size:clamp(26px,3.5vw,36px);margin:0 0 32px;line-height:1.3}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.steps li{border:1px solid var(--line);border-radius:16px;padding:22px}
.steps span{color:var(--accent-ink);font-weight:700;font-size:14px}
.steps h3,.card h3{margin:6px 0 6px;font-size:19px}
.steps p,.card p{margin:0;color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px}

.contact{display:flex;flex-wrap:wrap;gap:32px;justify-content:space-between}
.contact > div{flex:1 1 320px}
.contact p{color:var(--muted);margin:0}
.contact dl{flex:1 1 320px;margin:0;display:grid;grid-template-columns:auto 1fr;gap:12px 20px}
.contact dt{color:var(--muted);font-weight:600}
.contact dd{margin:0;font-weight:600}

.foot{background:var(--dark);color:#C9CED6;padding:40px 0 24px;font-size:14px}
.foot b{color:#fff}
.foot-in{display:flex;flex-wrap:wrap;gap:24px;justify-content:space-between}
.foot nav{display:flex;gap:18px;flex-wrap:wrap}
.foot a{color:#E6E9EE}
.foot a:hover{color:#fff}
.copy{margin-top:24px;color:#8A93A1}

/* legal pages */
.doc{max-width:780px;margin:0 auto;padding:56px 20px 80px}
.doc h1{font-size:clamp(28px,4vw,38px);line-height:1.25;margin:0 0 6px}
.doc .meta{color:var(--muted);margin:0 0 32px}
.doc h2{font-size:21px;margin:36px 0 10px}
.doc p,.doc li{color:#2A303A}
.doc ul{padding-left:22px}
.doc .lao{background:var(--soft);border-radius:14px;padding:18px 20px;margin:0 0 32px;font-family:'Noto Sans Lao',sans-serif}
.doc .lao p{margin:0}